"It is only the farmer who faithfully plants seed in the spring, who reaps a harvest in the autumn." B. C. Forbes

Although deposit accounts might be seen as a traditional safe haven, recent years have seen interest rates being reduced sharply and returns are not now even keeping the value of your money inline with changes in retail price inflation.

Many people recognise that to achieve better long-term protection for their money against the effects of inflation, it is often worth considering equity and property related investments. These are ones that are linked to changes in the value of company shares or property prices. You could gain access to these types of investments either directly through buying shares and property or indirectly by investing in Unit Trusts, ISAs, Pensions or other similar types of investments.

Naturally with current market turmoil many people are thinking that stuffing their life savings under the mattress might be the best strategy. In reality opportunities exist and market timing is usually not very significant when looking at the longer term.

There are many, many ways to invest money, what is fundamental is understanding your views on risk so we can advise appropriately.  We understand how different investments fit in to different portfolios.

If you would like a review of your investment position, contact us.

Please note past performance is not a guide to the future, so take care reading advertisements.